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investments | IRAs
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At Norbel, we can help you find a retirement savings option that's best for you and your needs!
Traditional IRA plan- contributions may be tax deductible
- dividends are tax-deferred until the time of withdrawal
- funds can be transferred from another Traditional IRA plan or qualified retirement fund
Roth IRA plan- contributions may be withdrawn at any time, tax-free
- contributions are not tax deductible
- dividends may be tax-free (ask for details)
Within those two IRA plans, you can choose two ways to invest. If you'd prefer not to tie up your money for a period of time, a share account would be the best choice for you.
IRA share account- minimum balance of $100 to open and maintain
- pays dividends quarterly
- payroll deduction can be done into your IRA share account
- contributions to the account may be made at any time
IRA share certificates- minimum balance of $1,000 to open
- time deposit, meaning you choose a term from 3-60 months
- rate is based on term chosen
- pays dividends quarterly
For information on any of these IRA options, please call or visit any Norbel branch (Broomfield, Fort Collins, Greeley, Longmont, Loveland).
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